Βρήκα αυτό το θέμα σε ξένο φόρουμ.
Δείτε λοιπόν τι λένε στην άλλη άκρη του Ατλαντικού -όχι ότι εφαρμόζεται- για το πόσο εισόδημα θα πρεπε να έχει κάποιος ώστε να μπορέσει να δικαιολογήσει την αγορά ενός αυτοκινήτου αξίας $50.000 ή 'μόλις' ......35.000e. Πριν 2-3 χρόνια, εδώ θα λεγε κανείς....'σιγά το ποσό'.
Ενδιαφέρον!!!!I would say $75-85k pre-tax income to comfortably afford the car......
If you financed $50k for 4 years with no money down at around 7-8%, it's something like $1200. That's $14,400 per year.
Originally Posted by 2006 Porsche Demographics
"The Porsche customer has always been [relatively] young. [In the U.S.] the typical 911 buyer is 46 to 65, average age 52. Household income: $310,000. The Boxster buyer is 36 to 55, with an average age of 47 [and] an average income of $243,000. [Buyers are] entrepreneurs, doctors. If the economy comes down, the customer base will be much more stable than in the past."Between rent/mortgage, cell, power and water, cable, food, insurance...you can safely assume at least $2500 per month of debts.
Add a $800 per month car payment to that and you do arrive at your $3200 per month figure. After taxes, that does come to around $50K annually.
Now that leaves you with 0 savings, 0 fun money, 0 "ohshit" fund...
I think you should be making $100K annually before you start thinking about buying a $50K+ car.
$100k seems about right.50% equity in your home
no c cards
401K maxed every year
116K a year should be a minimum to do it the right way.Tons of variable but I'd say ~$80-100k to comfortably afford a $50k car outside of high cost of living places like NYC (assuming no kids or plans for kids in the immediate future and no revolving debt besides a mortgage).Assuming you're not living under your parents roof and you had a good head on your shoulders:
Porsche's cheapest car is a $50K Boxster and with options and taxes will be over $60K easily. This is a luxury purchase for someone with a household income in excess of $100K...Assuming one lives in their own house and has "normal" expenses/bills, I would say in the $120k-$150k range, although honestly at that income I personally wouldn't sink $50k into a car.
Εύκολα καταλαβαίνει κανείς πως 'ξέφυγε' η κατάσταση στη ψωροκώσταινα όταν τα πόρσε γίνανε φιατάκια και ο καθένας πήρε κι από ένα δάνειο για να αποκτήσει τις ρόδες των ονείρων του.
Διότι δε μπορώ να πιστέψω ότι όλα αυτά τα S3 / Boxster κτλ τα είχαν άτομα που είχαν 50Κ μηνιαίο εισόδημα. Το αντίθετο μάλιστα, μιας που λόγω δουλειάς, έχω ακούσει απίστευτες ιστορίες.
Ακούω απόψεις / εμπειρίες.